What is a Reverse Mortgage?

A reverse mortgage or Home Equity Conversion Mortgage (HECM) is a way to borrow cash from the unused equity available in your home. A reverse mortgage does not require repayment of the loan until the homeowners listed on the title are no longer in the home.  You can use the cash from a reverse mortgage for almost anything including paying off your existing mortgage, eliminating other financial debt, medical expenses, or even just to maintain a quality retirement. A reverse mortgage is a government insured loan, enabling seniors 62 and over the financial freedom to carry through retirement. You continue to own your home and there is no credit score or income requirements in qualifying. Find out how much you qualify for with the reverse mortgage calculator.

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Alternative options for Senior Homeowners!

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One of the greatest satisfactions in working in the Mortgage industry has always been the opportunity to fulfill the dream for first time homebuyers, families relocating, and even seniors downsizing….


Need to know about Reverse Mortgages?

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When researching a Reverse Mortgage, their are many factors to take into consideration. Understanding the terms, knowing what it takes to qualify and how much or how old you need…


Is a Reverse Mortgage the best option for me?

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Since the inception of the FHA (Federal Housing Administration) insured Reverse Mortgage, senior homeowners have contemplated the benefits to them as a viable option to help offset the rising costs…


Reverse Mortgage Changes Coming

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Reverse Mortgage Changes Coming With more senior citizens using reverse mortgages to help fund their retirements, the Department of Housing and Rural Development will soon be taking measures to ensure…

Senior Couple smiling at the thought of a reverse mortgageGet a Reverse Mortgage Quote Today!

  • Reverse Mortgages Are Safe.
  • Seniors 62 years old and over Qualify.
  • Keep Your House and Continue to Live in It.
  • Reverse Mortgage Counseling is Free.
  • Get the Reverse Mortgage Help you Want.

A Reverse Mortgage was Established for Seniors.

The Reverse Mortgage program was designed for homeowners 62 years and older. Giving them a way to take cash out of their home using some of the home’s equity.  Using part of the homes existing equity avoids having to sell the house.  It also avoids running out of money during retirement. Reverse mortgage disadvantages ensure that only individuals that need a reverse mortgage utilize a reverse mortgage

A reverse mortgage can help increase your monthly income and add to your savings, which you can use to help your family.

Reverse Mortgages are Safe and Easy!

Reverse Mortgage: Benefits, Guide and Quote

  • Reverse Mortgages are also known as Home Equity Conversion Mortgages (HECM). Insured by the Federal Government, Reverse Mortgages are Federal Loan programs.
  • The Home Equity Conversion Mortgage  was designed for senior homeowners, 62 years and older. As a method to access a portion of the home’s equity either all at once or as a series of monthly distributions.
  • Reverse mortgages are legitimate home loans, backed by the government. Principal and interest make up the total loan balance.
  • Interest rates are extremely low, including the rates on reverse mortgage loans or HECM loans.
  • Using a reverse mortgage, you get to live out your retirement in your own home.